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Account Characteristics
Regular Savings
Golden Savings
Money
Market
CDs
IRAs
Interest
Rate Tiers
1
5 tiers
$0-25k
$5-50k
$50-100k
$100-250k
5 tiers
$0/$25k,
$50k/$100k,
$500k,
1 million
1
1
Minimum Opening Deposit
$50
$200
$1000
$500
$100
Balance Requirements
to avoid monthly maintenance fee
$200
$500
$1000
N/A
N/A
Available
Terms
N/A
N/A
N/A
3 to 60 months
6 to 60
Additional Deposits
Allowed
Allowed
Allowed
Not Allowed
$100 Allowed
not to exceed allowable annual contribution limits
Fees
Monthly Maintenance Fee
$5.00
$5.00
$10.00
N/A
N/A
Withdrawal/
Transfer Fee
None
None
3 checks per statement cycle, 6 pre-authorized transfers
N/A
$25
close out
fee
Excess Item Fee
None
None
$5.00
N/A
N/A
PRIVACY & SECURITY POLICY
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