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Overdraft Protection

Ready Reserve Overdraft Protection

Never worry about overdrawing your checking account or charges for insufficient funds. With a Century Bank savings account we will transfer funds in $5 increments from your savings account to your checking account to cover the amount overdrawn.

You won't have to waste time making unwanted trips to the bank, and your account will be assessed a $5 transfer fee rather than the $33 per check insufficient funds fee.

Home Equity Line of Credit

Your Century Bank Home Equity Line of Credit can be linked for overdraft protection as well.

Overdraft Protection Line of Credit

Use your good credit to qualify for our line of credit and your checking account becomes a personal loan account. Write your own loan anytime you need extra money for any reason. This line of credit is also available through any ATM or point-of-sale terminal in the Presto, Pulse, or Plus Networks.