Board of Directors

Charles W. Miersch, Chairman

Barry W. Florescue

Stanley Kreitman

James M. Nickerson, Jr.

John P. O'Neill

Officers

John P. O'Neill
President
Chief Operating Officer

Donald M. Farr
Executive Vice President
Chief Financial Officer

William J. Albanese
Senior Vice President
Residential Mortgage Product and Secondary Marketing Manager

Elaine W. Batlis
Senior Vice President
Warehousing Lending

Sandra T. Hatin
Senior Vice President
Residential Sales Manager

Anthony C. Romeo
Senior Vice President
Commercial Lending Officer

Francesca M. Sedini
Senior Vice President
Loan Servicing and Residential Loan Operations Manager

Darrell J. Hill
First Vice President
Commercial Lending Officer

Julie D. Dearwester
Vice President
Human Resources Director

Frank M. Diaz
Vice President
Investment Officer

Nancy L. Dost
Vice President
Commercial and Consumer Loan Operations / Construction Loan Admin.

Stanley E. Duncan
Vice President
Controller

F. Vern Dwight
Vice President
Credit Director

Sue A. Gilman
Vice President
Internal Auditor

Elisa A. Graber
Vice President
Marketing Director

Peter Misura
Vice President
Consumer Lending Manager

Carol A. Mousseau
Vice President
Operations Manager

Melody A. Shimmell
Vice President
Fraud Control / Security Officer

Debra A. Terek
Vice President
Sales and Service Manager

Michael Schaefer
Vice President
Commercial Banking